Keen on some practice outside your driving lessons? A flexible learner driver insurance policy could be an easier and cheaper way to get extra practice in your own car, a friend's or a parent's. Protect the owner's No Claims Discount Manage it all easily in the app Practice for a driving test with learner driver insuranceProvisional licence holders aged 17 to 40 can get learner car insurance in under 5 minutes. They'll get fully comprehensive cover, the highest category of driver insurance available, including coverage for damage to the car, other people’s cars or property, personal injury claims and much more. If you borrow a car, the owner's insurance policy won’t be affected in case of an incident, and their no claims bonus will be safe. Learner insurance is bought in increments of 1 hour - it’s the ultimate in flexibility. You can extend whenever you need on the app, and you don’t need to commit in advance. Affordable, flexible learner driver insurance with Cuvva:Only pay for what you need Flexibility Hourly learner driver insurance Drive up to 6 hours in a day, from 9am to 8pm Instantly extend your cover in the app if you need more time Fast and fully comprehensive Hassle and worry free Sign up in the app or online and get driving in under 5 minutes All your policy documents are sent instantly to your phone Faster than being added as a named driver The highest category of coverage including damage to your vehicle, other vehicles, personal injury claims and much more Better for supervisors Peace of mind No risk to the supervisor’s no claims discount in case of an incident No need to call the insurer or add the learner as a named driver The provisional licence holder covers the cost Learner driver insurance can be much cheaperWhen comparing being added as named driver to Temporary learner driver insurance, it can work out much cheaper - possibly more than £2,000 cheaper. For example, adding an 19-year-old man in Cardiff to his parent's Vauxhall Astra Active policy could cost an additional £2,132. Getting Temporary learner driver insurance for his DVSA recommended 20 hours of practice (outside of lessons) with Cuvva instead could cost him just £223. Bargain! Research undertaken in September 2022. Learner driver eligibility and supervisor rulesWho it’s suitable for Provisional licence holders aged 17-40 Those who have held their provisional licence for less than 5 years GB licence holders (that means issued in England, Scotland, or Wales) Vehicle requirements Your car must be in insurance group 20 or lower You can drive your own car You can borrow someone else's We allow most modifications, including for disabilities Only cars are allowed - so we can't cover motorbikes, vans or taxis Your supervisor will need to Be qualified to drive the type of car you’re learning in (for example, someone with an automatic licence can only supervise someone in an automatic car) Do learner drivers need their own insurance?If you’re getting lessons from a private instructor or a driving school, insurance is usually included. This is mandated by the Driver & Vehicle Standards Agency and the instructor has to cover the cost. However, if you’re getting behind the wheel to practice in a car outside your usual lessons, you’ll need to get your own learner driver insurance, or get added to the car owner’s policy as a named driver. What is the cost of learner driver insurance?It varies by driver and car, but here’s an example of how much the average provisional licence holder pays for their learner insurance: • £15.41 for 1 hour • £19.27 for 3 hours • £40.82 for 6 hours These are the average prices that Cuvva’s drivers pay as of September 2022. Provisional licence insurance coverageWith Cuvva, you’ll get fully comprehensive cover with your learner insurance including: • Damage to the car you’re driving up to £40k • Damage to third party property up to £2m • Your legal liability to other people arising from an accident • Attempted theft, theft and fire damage • Taking your driving test in your own or someone else’s car Learning to drive - some useful guidesThe easiest and hardest places to pass your test The average pass rate for a driving test is 51.6%. Here’s a guide on the easiest and hardest places to pass - with a suprising 44% difference between the easiest and hardest! The benefits and limitations of being a ‘named driver’ Getting added as a learner driver to a parent’s insurance? Here's everything to keep in mind about being a named driver. Driving test checklist It’s time to build up that pre-test confidence. Use our driving test checklist to get familiar with what to expect on the day, and what to do if you pass or fail. Don’t worry if you fail. Almost half of us fail first time! How to get learner driver insurance fastGet insurance for learner drivers in less than 5 minutes. Get a quote It just takes a few clicks or taps on the app Find the car Enter the registration plate Check your cover and pay Get provisional licence insurance from 1 hour Extend whenever you need If you need more time than you thought What to do when you’ve passed your driving testOnce you’ve passed your test, notify us in the app. Your learner driver insurance will be cancelled, and we’ll help you get a quote on our Temporary full licence insurance. PS - congratulations! 🥳 Cuvva’s Temporary cover is suitable for young drivers who have held their licence for at least a year, and don’t want to install a black box, or put up with telematics curfews. Why Cuvva is faster and easierThe future of car insurance is here Notification reminders Know when your policy is ending Apple Pay and Google Pay support For fast, secure payments Licence scanner Get your Temporary insurance set up at the speed of camera World beating customer service Get an average 1 minute human response in the app Provisional licence insurance common questionsCan I drive on a provisional licence without a qualified driver?
Does my insurance cover other learner drivers?
How many driving lessons can I take in one week?
Does driving as a learner count towards a no-claims discount?
Do I need a supervisor when I learn to drive?
Do you get to build up a no claims bonus (No Claims Discount) with Temporary car insurance?
Can I teach someone to drive in my own car?
Where can learners drive?
Can a learner drive on the motorway in the UK?
Can I add a provisional driver to my insurance as a named driver?
Can I get temporary learner driver insurance?
Does provisional licence insurance show up on the askMID database?
If someone’s car is uninsured, can I get learner driver insurance on it?
Is there a difference between provisional licence insurance and learner driver insurance?
Does provisional licence insurance cover you after you’ve passed your driving test?
Do I need supervisor insurance when supervising a learner driver?
Are other drivers allowed to supervise you when learning to drive if they aren’t the car owner?
What do I do if I have an accident while driving on short term car insurance?
The expert's viewAdam Kent, Cuvva's Senior Underwriting Lead and Insurance Expert, said: ‘There are a few key benefits of taking out learner driver insurance on your parent's car rather than becoming a named driver. It can be much cheaper, you can practice without having to worry about your parents' no claims bonus, and if your lesson overruns you can extend it with a quick tap of your phone.’ Driving test useful guidesCan you use your own car for your driving test? Yes you can. There are some standards and requirements, however, so make sure you don't get turned away at the test centre. What your driving test examiner will be looking for Here’s everything you need to know about the big day, from how to prepare your car to how much conversation to expect. How long it takes to learn to drive The DVSA says it takes most people 45 hours of lessons and 22 hours of practising. We've broken down the different parts of what can be a long and confusing process. The cost of learning to drive Learning to drive can be expensive, so we've crunched the costs for a pricing breakdown. It all starts with an application for your licence, which costs between £34-43. 10 reasons people fail a driving test Don't fall into the trap of making one of the 10 most common driving test mistakes! Here's the hall of shame. Can you drive with a provisional licence? Yes, you can learn to drive with a provisional driving licence. There are some exceptions, but you must be 17 to actually take the test. Here's how it all works. Any questions?Forget automated replies and chatbots! Our customer support team is made up of real people - with an average one minute response time. We’re on hand between 6am and 1am every single day. If you have any questions about our short term car insurance, let’s have a chat. Already have a Temporary car insurance policy?Get answers from the Cuvva team on all of our short term car insurance policies, payment queries, privacy concerns and much more. Learning to drive common questionsWhat is the average number of lessons a learner driver needs before passing their test?
What is the average number of hours practice (outside of lessons) a driver needs before passing their test?
What is the average cost of learning to drive?
How much do driving lessons cost?
How much money could you save by using temporary learner driver insurance?
What are L plates, and are they mandatory?
What is a P plate and are they mandatory?
What is the best car insurance for a learner driver?Comprehensive car insurance may be the ideal type of insurance for you as a learner driver, as it provides the most cover. However, finding the most suitable policy as a learner driver will depend on your personal circumstances and how much you can afford.
What is the cheapest way to insure a learner UK?How to get cheaper learner driver insurance. Choose a car in a low insurance group will see you saving on all different policies.. Pick-up short-term cover and save money when practising to take the driving test with a friend or family member.. You can save over £600 with Marmalade's Black Box Insurance¹. |